Review of AndrewTalk.com blog
September 20, 2007
We live in the age of Internet today where almost anyone can earn money online. All they need is a computer, a high speed internet access and a skill area of expertise/something you love doing.
In order to make money online, you need people to come visit your website or blog. So, how do you get this traffic? Even after you manage to get people to your blog, how do you make them come back to your blog again and again. Well, you need good content. After you write your high quality content, you will also attract the search engines bringing in traffic. In order to attract this traffic, you need some help making money online which you can get through Andrew’s blog at AndrewTalk.com.
Andrew just celebrated his 21st birthday, but his skill at helping you make money online goes beyond his age. He talks about how you can make money using Google AdSense, writing sponsored reviews and in text advertising. He also talks about little known methods such as Amazon Affiliate program and programs, all of which will help you make money online.
Check out his blog and start making money now!
If you liked this article, click here to buy me a beer!Dear visitor, thanks for dropping by. If you enjoyed reading this post, you may want to subscribe to my RSS feed. It could could win you some great prizes this month. Thanks for visiting!
Unsecured Credit Lines
September 19, 2007
Since 2002, EZUnsecured.com has specialized in helping small business owners and entrepreneurs obtain the capital they need to succeed. Most Small Businesses fail because of cash flow challenges, which can easily be avoided by having the right Business Financing in place before the need arrives.
The search for Unsecured Credit Line can be very time consuming, frustrating, and often times backfire and actually hurt your Credit History. You earn your money running your business and making sales, not hunting for unsecured financing and dealing with banks. Let them handle the financing for you so you can do what you do best and maximize your valuable time.
Their Loans and Lines of Credit require No Collateral, so you can rest assured your Assets will not be pledged and there will be no Liens or UCC Fillings against them. Their Lenders focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO, their Lenders will rarely ever require any Income or Asset documentation.
Their Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in their extensive network of financial institutions that are willing to finance your business.
This review was about Unsecured credit lines. If you have any questions, please read our disclosure policy
If you liked this article, click here to buy me a beer!Concept of Entrepreneurship
September 16, 2007
I found this very interesting video on YouTube which emphasis the concept of Entrepreneurship and how an Entrepreneur truly believes his product/idea is going to change the world for the better and not just thinking about dollars all the time.
Concept of Entrepreneurship video
If you liked this article, click here to buy me a beer!How to Reduce your Cell Phone Bill & Cell Phone Taxes
September 15, 2007
The average amount paid by Americans as part of their cell phone bill taxes is around 16.8% of their cell phone bill and this includes Federal, State and Local taxes. At the same time, the average tax paid on products and services is around 6.9% in America. So why do we have to pay such high cell phone bill taxes? Congress has tried to pass laws trying to reduce the tax we pay on our cell phone bills but it never happened… yet. Instead, some states such as Baltimore are charging its 250,000 something cell phone subscribers an additional $3.50 tax. So, what do the rest of us do to reduce your cell phone bill taxes?
Well, we got a tip for one of you loyal readers of AskStudent. One of our readers who went to College in Oregon at Oregon State University transferred to University of Florida(UF). He changed his billing address and everything to reflect his new Florida address. So imagine his surprise when he received his cell phone bills. He had a T-Mobile 600 minute Nation wide long distance plan for $39/month. And after Oregon Cell phone tax of 7.75%, he paid a grand total of $42 for his cell phone bill while his roommate with a Florida Cell phone number, for the exact same plan paid $47.42 after Florida taxes of 21.60%, the second highest in the country. Which means our tipster, if he and his roomie kept the exact same plans would be saving around $260 by the time he is done with college. Now mind you, the $39 plan is the cheapest cell phone plan provided by T-Mobile. So the higher your cell phone bill, the more you will be saving.
So how to reduce your cell phone bill taxes?
Well, from the above example, most cell phone carries such as TMobile, At&T , Verizon and Sprint do not seem to base their taxes on the billing address of their customers but instead base it on the area code of their customers cell phone. So, if you want to lower your cell phone taxes, look up our cell phone taxes by state article and find a state with the lowest cell phone bill tax and call up your cell phone provider and do the needful.
Is this legal? Well, I am no lawyer and it might be illegal after all but some research later, the relevant Federal law is the Mobile Telecommunications Sourcing Act, which went into effect in 2002. According to this act, cell phone users are supposed to pay taxes in their “area of primary usage”. For our tipster, the area of his primary usage is presently Florida and not Oregon. However, it might not be illegal in his case because he wanted to keep his old cell phone number and did not want a new number in Florida. So, I think the ball is in cell phone providers hands who should be charging according to billing address and not the area code of their customers cell phone number.
As stated earlier, this might be illegal but I would suggest that you look up our Cell phone Taxes by State article and call up your carriers customer service and see if they go through with your plan of shifting to a state which charges lower cell phone bill taxes.
If you liked this article, click here to buy me a beer!Cell phone Taxes by State
September 15, 2007
Most of us complain of the high cell phone taxes which our state charges after their Federal, Local and State taxes. So, how does one reduce their cell phone taxes? Apparently cell phone carriers charge by their customers cell phone number area code and not their billing address. So, in this list, we have cell phone taxes by state listed. Choose the state with the lowest amount of tax and where you might get an address and reduce your cell phone bill.
In this list, all states charge a Federal Excise tax of 3.0% and Federal USF tax of 2.48%. The only cell phone tax that would vary per state is the State-Local Tax. So, here is the list of Cell Phone taxes by State in the United States.
The list is based on
#. State Name: State Local Tax %, Total Cell Phone Tax %, Highest Cell phone tax rank.
NOTE: The higher the Cell phone tax rank the better. In this case, Nevada with rank 51 gives you the lowest cell phone taxes whereas New York with Rank 1 charges the highest cell phone taxes in the country.
1. Alabama 7.45%, Total cell phone tax 12.93%, Rank: 32
2. Alaska 4.05%, Total Cell phone tax 9.53%, Rank: 47
3. Arizona: 11.06%, Total Cell Phone Tax: 16.54%, Rank: 14
4. Arkansas: 10.21%, Total Cell Phone Tax: 15.69%, Rank: 19
5. California: 13.18%, Total Cell Phone Tax: 18.66, Rank: 9
6. Colorado: 9.37%, Total Cell Phone Tax: 14.85%, Rank: 23
7. Connecticut: 6.41%, Total Cell Phone Tax: 11.89%, Rank: 39
8. Delaware: 5.49%, Total Cell Phone Tax: 10.97%, Rank: 44
9. Washingon DC: 12.57%, Total Cell Phone Tax: 18.05%, Rank: 10
10. Florida: 16.12%, Total Cell Phone Tax: 21.60%, Rank: 2
If you liked this article, click here to buy me a beer!Homeowner Mortgage and Payment Protection
September 3, 2007
Many Students while in college think of investing in a home. The concept behind such an idea is that instead of paying a monthly rental, they might as well pay that amount in mortgage payment and then move into that house and have some of your friends move into the place as well and collect rent from them. This money would go into maintaining the house and at the end of four years, if you sell the house, the rising real estate prices would almost ensure that your college education was free.
In order to finance such dreams, students, in this case homeowners take out loans from banks to finance for their house in the first place. However, interest rates have risen once again and now many of these homeowners are finding it increasingly hard to pay for their mortgages.
Financial Analysts blame the banks and accuse them of lending money too easily to people who would find it difficult to make the repayments if interest rates increase. Are banks to partly to blame for the debt nightmare many people face including having to remortgage? Have they created the bad debt that is being reported every day?
Even if you are only thinking about buying your own home for the first time, I would like to hear about it. What do you think? Find out more about mortgage payment protection.
If you liked this article, click here to buy me a beer!Venture Capital Funding for your Business or Startup
September 1, 2007
So you have come up with the next biggest idea and want to turn this idea into your very own Business or startup. Say you and your team of two other people put in 120 hr weeks getting your product ready and you are ready to announce your product to the world. Oops. You don’t have the money or the resources to launch your product or take your business idea to the next step.
So where do you get the seed money to start off? Enter Angel investors and Venture Capital firms. However, these people are hard to impress and even harder to get hold off. SubmitBusinessPlan is a tool designed with entrepreneurs like you in mind.
With a simple form, they can match your business to the investor portfolio, geographic and industry focus in no time and send your business plan to these angel investors and venture capital companies. They help you save your time and effort on where you need to spend the most time and effort on … your product and are dedicated to facilitating this critical step of distributing your business plan so that you can concentrate on the success of your business.
Venture Capital Funding is on the rise again, with so much buyouts in the billions, investors are investing heavily in entrepreneurs with the next big idea. Getting your plan out to the right investor individually can be time consuming and also slow you down from getting your business idea out before other entrepreneurs. Submit Business Plan can help you get your plan out to hundreds or thousands of VC instantly. Don’t lose out on this VC investing frenzy that will slow down again
If you liked this article, click here to buy me a beer!
Recent Comments