WHAT IS IDENTITY THEFT?
Identity theft occurs when a person’s identity is stolen for the purpose of opening credit accounts, stealing money from existing accounts, applying for loans, even renting apartments or committing crimes.

We already reviewed tips on how to protect your identity from Identity theft. The following ten tips are additional tips on how to protect against identity theft.

1. Check your credit report regularly. Additionally, consumers are entitled under federal law to get one free comprehensive disclosure of all of the information in their credit file from each of the above three national credit bureaus once every 12 months. You may request your free annual credit report by visiting http://www.AnnualCreditReport.com or calling (877) FACTACT.

2. Shred your confidential mail.

3. Keep account numbers, Person Identification Numbers (PINs), credit and bank cards and checks in a secure location.

4. Don’t select a PIN that has personal significance, such as a birthday or address and change your PIN frequently.

5. Memorize your PIN and do not share your account numbers or PINS with friends or family.

How does one reduce their cell phone bill and cell phone taxes? Apparently cell phone carriers charge by their customers cell phone number area code and not their billing address. So, in this list, we have cell phone taxes by state listed. Choose the state with the lowest amount of tax and where you might get an address and reduce your cell phone bill.

 Most of us complain of the high cell phone taxes which our state charges after their Federal, Local and State taxes. So, how does one reduce their cell phone taxes? Apparently cell phone carriers charge by their customers cell phone number area code and not their billing address. So, in this list, we have cell phone taxes by state listed. Choose the state with the lowest amount of tax and where you might get an address and reduce your cell phone bill.

In this list, all states charge a Federal Excise tax of 3.0% and Federal USF tax of 2.48%. The only cell phone tax that would vary per state is the State-Local Tax. So, here is the list of Cell Phone taxes by State in the United States.

The list is based on

#. State Name: State Local Tax %, Total Cell Phone Tax %, Highest Cell phone tax rank.

NOTE: The higher the Cell phone tax rank the better. In this case, Nevada with rank 51 gives you the lowest cell phone taxes whereas New York with Rank 1 charges the highest cell phone taxes in the country.

1. Alabama 7.45%, Total cell phone tax 12.93%, Rank: 32

2. Alaska  4.05%, Total Cell phone tax 9.53%, Rank: 47

3. Arizona: 11.06%, Total Cell Phone Tax: 16.54%, Rank: 14

4. Arkansas: 10.21%, Total Cell Phone Tax: 15.69%, Rank: 19

5. California: 13.18%, Total Cell Phone Tax: 18.66, Rank: 9

6. Colorado: 9.37%, Total Cell Phone Tax: 14.85%, Rank: 23
7. Connecticut: 6.41%, Total Cell Phone Tax: 11.89%, Rank: 39
8. Delaware: 5.49%, Total Cell Phone Tax: 10.97%, Rank: 44

9. Washingon DC: 12.57%, Total Cell Phone Tax: 18.05%, Rank: 10

10.  Florida: 16.12%, Total Cell Phone Tax: 21.60%, Rank: 2