WHAT IS IDENTITY THEFT?
Identity theft occurs when a person’s identity is stolen for the purpose of opening credit accounts, stealing money from existing accounts, applying for loans, even renting apartments or committing crimes.
We already reviewed tips on how to protect your identity from Identity theft. The following ten tips are additional tips on how to protect against identity theft.
1. Check your credit report regularly. Additionally, consumers are entitled under federal law to get one free comprehensive disclosure of all of the information in their credit file from each of the above three national credit bureaus once every 12 months. You may request your free annual credit report by visiting http://www.AnnualCreditReport.com or calling (877) FACTACT.
2. Shred your confidential mail.
3. Keep account numbers, Person Identification Numbers (PINs), credit and bank cards and checks in a secure location.
4. Don’t select a PIN that has personal significance, such as a birthday or address and change your PIN frequently.
5. Memorize your PIN and do not share your account numbers or PINS with friends or family.