How many of you have grown tired and frustrated of those “pre screened” or “pre approved” credit card or insurance offers coming in your mail every day? Here is where an official site called OptOutPreScreen comes in.     

OptOutPrescreen is the official Consumer Credit Reporting Industry website to accept and process requests from customers to Opt-In or Opt-Out of firm offers of credit or insurance.Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies, are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance. The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for firm offers of credit or insurance that are not initiated by you.